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The earlier you start looking for education loans, the better off you'll be. Familiarize yourself with the student loan calendar so you're aware of all application deadlines (federal and state). For most need-based financial aid it's a first-come, first-served operation. Just because there's a set application date doesn't mean you can't file sooner—anytime after January 1 of your senior year. The earlier you start looking for free money, the better your chances for finding it in the form of scholarships, grants and federal aid. Make sure to file your Free Application for Federal Student Aid (FAFSA) promptly and accurately. Errors on the form can only delay the process and affect the amount of money you receive.
There are three different options for filling out your FAFSA. You can:
|Jennifer Mathes, Ph.D.|