Student Loan Links


StudentLoan
StudentLoan Tip Book
Applying for Student Loans
Application Process
Renewal FAFSA
Information Needed To Complete The FAFSA
Student Status: Independent Versus Dependent
How Your Expected Family Contribution (EFC) Is Determined
Entrance And Exit Counseling For Federal Financial Aid
Financial Aid Verification
Student Aid Report (SAR)
Requesting A Change To The SAR Based On Special Circumstances
Determining College Expenses
Application Process
Information Needed To Complete The FAFSA
Entrance And Exit Counseling For Federal Financial Aid
Determining College Expenses
First-Come, First-Served
Financial Forecast
Knowledge is Money
Sometimes an Extra Step Helps
Records Safeguard Your Future
Don't Settle for Less Than You Really Want
Secure Your Information
Save Money Now
Talk to a Friend
Don't Pay To Apply For Financial Aid
Completing The FAFSA Honestly
Apply Early But Not Often
How FASFA Works
Bad Credit and Student Loans
Rehabilitating a Bad Student Loan
Getting Around Bad Credit is a Science
Scholarships and Grants Don't Rely on Credit
Credit a Problem? Get a Cosigner
Credit Counseling Helps
Get Your Credit Report
Credit is a Gray Area
Charging Can Lead to a Retreat
Bad Credit Doesn't Mean Dead End
Do You Know What the Score is?
Rehabilitating a Bad Student Loan
Defaulting On A Federal Student Loan
Using a Cosigner
Lender of Last Resort
Bad Credit High Interest Student Loans
Student Loan Scams
Appealing a Denied Loan
Your Credit Score
A Home Equity Loan
Identity Theft
Federal Student Loan Overview
Parents Are a PLUS
Check, Check
Federal Direct Student Loans
Pace Yourself
Money For Living Expenses
Watch Out For Scams
Financial Aid Catch-22
It's a Date!
Education Tax Deductions
Federal Student Loans
The Federal Perkins Loan
Stafford Loans
Eligibility For Federal Student Loans
Maximum Need-Based Student Loan Award Amounts
Subsidized and Unsubsidized Federal Student Loans
Student Loan Disbursement
Work Study
Student Achievement And Grades Can Impact Financial Aid
Loan Fees On Federal Student Loans
Benefits of Federal Student Aid
The Federal Perkins Loan
Stafford Loans
Maximum Need-Based Student Loan Award Amounts
Subsidized and Unsubsidized Federal Student Loans
Work Study
The Direct Loan Versus FFEL Loan Program
Financial Aid For Distance Education Programs
Financial Aid For Distance Education Programs
The Direct Loan Versus FFEL Loan Program
Grants
Types of Private Student Grants
Pell Grant Criteria
Student to Student Grants
SEOG Funds For Students With A Demonstrated Financial Need
State Grants
Costs Covered By A Grant
Finding Private Student Grants And Scholarships
Types of Private Student Grants
Talent Grants
Eligibility and Financial Need
Dropping Out of School
Paying for College
Types Of Federal Financial Aid
Your Income And Assets
Your College Savings (Tax Sheltered College Savings Accounts)
College Student Tax Benefits
Scholarships
Paying For College With A Credit Card
Part-Time Employment
Graduate Assistantship
Employee Tuition Waivers
Pre-Paying For College
Graduate Fellowships
Types Of Federal Financial Aid
Paying For College With A Credit Card
Why Student Loan Services Are Needed
Graduate Fellowships
Be Careful of For-Profit Colleges
Perkins Loans
Federal Pekins Loans
Expected Family Contribution
Forgiveness is a Virtue
Campus-Based Aid
Graceful Options
Perkins Criteria
Change Your Mind About Your Perkins Loan?
Postponing Payments on Your Perkins Loan
Importance of Paying Off Perkins Loans
Private Student Loans
Who Is Sallie Mae?
PLUS Loans
Getting A Student Loan Through A Private Lender
Private Student Loans For Study Abroad Programs
Student Loans For Professional Degrees
Sources For Private Student Loans
Eligibility And Requirements For Private Student Loans
Receiving Federal And Private Student Loans
Repaying Private Student Loans
International Student Loans
Help Pay For Your Education With Private Student Loans
Why Choose Private Loan Consolidation
PLUS Loans
Getting A Student Loan Through A Private Lender
Private Student Loans For Study Abroad Programs
Sources For Private Student Loans
Eligibility And Requirements For Private Student Loans
Receiving Federal And Private Student Loans
Repaying Private Student Loans
Private Vs. Federal
American Education Services
ACS Student Loans
Chasing Your College Education
In For A Nickel, In For $30,000?
Loan Amount Certification
Sallie Mae Loans
Bridging the Gap
Keep Your Options Open
Repaying Student Loans
Managing College Debt
Special Loan Forgiveness Programs (Medical, Law School, Other)
Education For Military Personnel
Special Loan Forgiveness Programs (Medical, Law School, Other)
High Student Loan Payment? You Have Options
Student Loans
The Grace Period Before Repayment Begins
Repayment Plans
Student Loan Forgiveness
When Should You Contact Your Loan Servicing Agency?
Managing College Debt
The Student Loan Promissory Note
The Grace Period Before Repayment Begins
Repayment Plans
Student Loan Forgiveness
Student Loan Deferment
Student Loan Forbearance
Death Or Disability Of The Borrower
Student Loan Interest Tax Benefit
Bankruptcy And Loan Repayment
Teacher Shortage Loan Forgiveness
Volunteering To Reduce Student Loan Debt
Stafford Loans
Stafford Loan Repayment Options
How To Get Your Stafford Loans
Entrance and Exit Counseling
To Forgive or Not To Forgive ... Your Stafford Loans
Stafford Interest rates
The Sky is the Limit ... Sort of
Direct Stafford Loans and FFELP
Available Now At Your Local Participating College
Loan Stipulations and Academic Requirements
Student Loan Consolidation
What is Consolidation?
Federal Student Loan Consolidation
Nonprofit Loan Consolidation Companies
Consolidating Parent PLUS Loans
Loans With Built-In Prenup
Bargain Shopper for Consolidation
Using a Calculator is Not Cheating!
Sometimes 1 is better than 2, or 3 ...
Timing is Everything
Benefits Of Student Loan Consolidation
Using a Private Bank for Loan Consolidation
Information Needed for Loan Consolidation
How To Consolidate Student Loans
Consolidation Loan Repayment
Consolidation Loan Interest Rates
When To Consolidate Your Student Loans
What Loans Can Be Consolidated?
What Is Student Loan Consolidation?
When Not To Consolidate Your Loans
Information Needed for Loan Consolidation
Student Loan Consolidation Rates
Student Loan Consolodation Rates
Student Loan Consolidation Rates
Student Loan Consolidation Rates
College Loan Consolidation Services
Is Student Loan Consolidation Right for You?
How a Student Loan Consolidation Service Can Help You Manage Your Finances
Student Education Needs and School Loan Consolidation Services
Federal Student Loan Consolidation Services
Student Loan Refinancing
Finding Lenders Who Will Refinance Student Loans
Qualifying For Student Loan Refinancing
The Benefits Of Refinancing Your Student Loans
The Disadvantages Of Refinancing Your Student Loans
Finding Lenders Who Will Refinance Student Loans
Defaulted Student Loans
Refinancing A Consolidated Student Loan
Refinancing a Perkins Loan
PLUS Loan Refinance
Tax Incentives For Refinanced Student Loans
Can A Refinanced Student Loan Be Cancelled?
Goal of Refinancing Student Loans
Priorities Are Key
Refinancing More Than Once
Talk it Over With Your Cosigner
Make Sure You Don't Pick A Lemon
Avoid "Senioritis," Get A Head Start On Life
Advisers Are Not Adversaries
Lender Incentives
It's the Small Things That Matter
Student Loan Repayment
Automatic Payments
Saving Money Saves Headaches
Size Really Does Matter
Let's Forgive and Forget
Tuition Reimbursement
Interest Catching Your Interest?
Build Good Credit and a Future At the Same Time
Make Sure Your Budget Doesn't Just Leave You With Ramen
The Price You Pay
Student Loans for Grad Students
Undergraduate Becomes Graduate Faster Than You Think
Grad PLUS Loan
Loans For Specific Academic Studies
Grad School Budget Headaches
Don't Let Undergraduate Loans Get On Top Of The Graduate
Accuracy Makes a Difference
Don't Get Social With Your Social
Loans Shouldn't Make You Run and Hide
Middle of the Road Can Be Good When Taking Out School Loans
Subsidized Vs. Unsubsidized
Compare Student Loans: Finding the Best Financial Solutions for Your Needs
Subsidized Vs. Unsubsidized
Loan Limits
Make Some "Interesting" Loan Payments
Credit Yourself With Less Debt
Save Now, Save Later
Federal Aid Vs. Drugs
To Consolidate, or Not To Consolidate
The Myth of the Subsidized Private Student Loan
Subsidized and Unsubsidized Rehabilitation
Tax Savings from Subsidized and Unsubsidized Loans
Student Loan Newsletter Archive
Build Good Credit and a Future At the Same Time
Tuition Reimbursement
Let's Forgive and Forget
Size Really Does Matter
It's the Small Things That Matter
Lender Incentives
Avoid "Senioritis," Get A Head Start On Life
Make Sure You Don't Pick A Lemon
Talk it Over With Your Cosigner
Refinancing More Than Once
Priorities Are Key
Goal of Refinancing Student Loans
Application Process
Determining College Expenses
Don't Settle for Less Than You Really Want
Entrance And Exit Counseling For Federal Financial Aid
Information Needed To Complete The FAFSA
Knowledge is Money
Sometimes an Extra Step Helps
Rehabilitating a Bad Student Loan
Financial Aid For Distance Education Programs
Maximum Need-Based Student Loan Award Amounts
Stafford Loans
Subsidized and Unsubsidized Federal Student Loans
The Direct Loan Versus FFEL Loan Program
The Federal Perkins Loan
Work Study
Types of Private Student Grants
Graduate Fellowships
Paying For College With A Credit Card
Types Of Federal Financial Aid
Eligibility And Requirements For Private Student Loans
Getting A Student Loan Through A Private Lender
PLUS Loans
Private Student Loans For Study Abroad Programs
Receiving Federal And Private Student Loans
Repaying Private Student Loans
Sources For Private Student Loans
Managing College Debt
Repayment Plans
Special Loan Forgiveness Programs (Medical, Law School, Other)
Student Loan Forgiveness
The Grace Period Before Repayment Begins
Information Needed for Loan Consolidation
Finding Lenders Who Will Refinance Student Loans
Grad School Budget Headaches
Timing is Everything
Sometimes 1 is better than 2, or 3 ...
Using a Calculator is Not Cheating!
Bargain Shopper for Consolidation
Loans With Built-In Prenup
Consolidating Parent PLUS Loans
Loan Stipulations and Academic Requirements
Available Now At Your Local Participating College
The Sky is the Limit ... Sort of
Stafford Interest rates
To Forgive or Not To Forgive ... Your Stafford Loans
Entrance and Exit Counseling
Stafford Loan Repayment Options
Importance of Paying Off Perkins Loans
Postponing Payments on Your Perkins Loan
Change Your Mind About Your Perkins Loan?
Perkins Criteria
Campus-Based Aid
Forgiveness is a Virtue
Education Tax Deductions
It's a Date!
Financial Aid Catch-22
Watch Out For Scams
Money For Living Expenses
Pace Yourself
Federal Direct Student Loans
Do You Know What the Score is?
Bad Credit Doesn't Mean Dead End
Charging Can Lead to a Retreat
Credit is a Gray Area
Get Your Credit Report
Credit Counseling Helps
Scholarships and Grants Don't Rely on Credit
Getting Around Bad Credit is a Science
Talk to a Friend
Save Money Now
Secure Your Information
Can A Refinanced Student Loan Be Cancelled?
Tax Incentives For Refinanced Student Loans
PLUS Loan Refinance
Refinancing a Perkins Loan
Refinancing A Consolidated Student Loan
Defaulted Student Loans
The Disadvantages Of Refinancing Your Student Loans
The Benefits Of Refinancing Your Student Loans
Qualifying For Student Loan Refinancing
When Not To Consolidate Your Loans
What Is Student Loan Consolidation?
What Loans Can Be Consolidated?
When To Consolidate Your Student Loans
Consolidation Loan Interest Rates
Consolidation Loan Repayment
How To Consolidate Student Loans
Benefits Of Student Loan Consolidation
Volunteering To Reduce Student Loan Debt
Teacher Shortage Loan Forgiveness
Bankruptcy And Loan Repayment
Student Loan Interest Tax Benefit
Death Or Disability Of The Borrower
Student Loan Forbearance
Student Loan Deferment
Education For Military Personnel
Pre-Paying For College
Employee Tuition Waivers
Graduate Assistantship
Part-Time Employment
Scholarships
College Student Tax Benefits
Your College Savings (Tax Sheltered College Savings Accounts)
Your Income And Assets
Financial Forecast
Interest Catching Your Interest?
Bridging the Gap
Dropping Out of School
Eligibility and Financial Need
Talent Grants
Finding Private Student Grants And Scholarships
Costs Covered By A Grant
State Grants
SEOG Funds For Students With A Demonstrated Financial Need
Student to Student Grants
Pell Grant Criteria
Identity Theft
A Home Equity Loan
Your Credit Score
Appealing a Denied Loan
Student Loan Scams
Bad Credit High Interest Student Loans
Lender of Last Resort
Using a Cosigner
Defaulting On A Federal Student Loan
Benefits of Federal Student Aid
Loan Fees On Federal Student Loans
Student Achievement And Grades Can Impact Financial Aid
Student Loan Disbursement
Eligibility For Federal Student Loans
Requesting A Change To The SAR Based On Special Circumstances
Student Aid Report (SAR)
Financial Aid Verification
How Your Expected Family Contribution (EFC) Is Determined
Student Status: Independent Versus Dependent
Renewal FAFSA
Getting A Student Loan Through A Private Lender
Managing College Debt
Maximum Need-Based Student Loan Award Amounts
Special Loan Forgiveness Programs (Medical, Law School, Other)
Types Of Federal Financial Aid
Entrance And Exit Counseling For Federal Financial Aid
The Federal Perkins Loan
Types of Private Student Grants
Paying For College With A Credit Card
Who Is Sallie Mae?
Information Needed To Complete The FAFSA
Rehabilitating a Bad Student Loan
PLUS Loans
Eligibility And Requirements For Private Student Loans
Stafford Loans
Repaying Private Student Loans
Sources For Private Student Loans
Work Study
Repayment Plans
Private Student Loans For Study Abroad Programs
Student Loan Forgiveness
Receiving Federal And Private Student Loans
Information Needed for Loan Consolidation
Application Process
Subsidized and Unsubsidized Federal Student Loans
Completing The FAFSA Honestly
Apply Early But Not Often
Don’t Pay To Apply For Financial Aid
Financial Aid For Distance Education Programs
Graduate Fellowships
The Direct Loan Versus FFEL Loan Program
The Student Loan Promissory Note
Using a Private Bank for Loan Consolidation
Student Loans For Professional Degrees
International Student Loans
Finding Lenders Who Will Refinance Student Loans
Determining College Expenses
When Should You Contact Your Loan Servicing Agency?
The Grace Period Before Repayment Begins
Student Loan Frequently Asked Questions
How do I apply for financial aid?
Is it easy to apply for financial aid after the first year?
What information do I need to have available when I apply for financial aid?
How can I become an independent student for financial aid?
What is my expected family contribution?
Why do I have to go through entrance and exit counseling for financial aid?
Why have I been selected for financial aid verification?
What is the SAR?
Can I request a change to my SAR based on special circumstances?
How does my college determine my expenses?
What is the Federal Perkins Loan and how do I qualify for it?
What is a Stafford Loan?
What factors are used to determine my eligibility for financial aid?
What is the maximum amount a student can receive in Stafford or Perkins Loans?
What is the difference between a subsidized and unsubsidized Stafford Loan?
When will I receive my student loan disbursement?
What is work study?
Are there any requirements to continue to receive financial aid?
Am I charged loan fees on a federal student loan?
What is a benefits of Federal Student Aid?
Can I repay a defaulted student loan?
What do I do if I can't make the payments on my student loan?
Will a cosigner help me get a student loan?
What do I do if no one will grant me a student loan?
Can I get an alternative bad credit student loan for college expenses?
Do I have to pay to find a student loan?
What if there are errors on my credit reporting preventing me from getting a student loan?
How does my credit score impact my ability to get a student loan?
Can I pay for college with a home equity loan?
What do I do if I think I am the victim of identity theft?
How can I get free money for college?
What other student grants can I receive?
After the Pell, can I qualify for any other grants?
Are there grants available from the state governments?
What expenses will my grant funds cover?
Are there any special grants available for college students?
Where can I find grants to help pay for college?
Can I get a grant due to my high grades?
How do I know if I am eligible to receive a federal grant?
What happens if I need to drop out of school?
Who is Sallie Mae?
Can I get an alternative student loan?
Can I get a private student loan for a study abroad program?
Are there special loans for law school or medical school?
Where can I find a private student loan?
Can I qualify for a private student loan?
Can I take both federal and private student loans?
When do I start repaying private student loans?
Are there student loans available for international students?
What kinds of financial aid is available for students?
Do my income and assets impact how much financial aid I may receive?
Are there tax sheltered college savings accounts available?
Can I get a scholarship to pay for my college education?
Can I pay my college tuition with a credit card?
Can I pay for college with a part-time job?
If I am in graduate school, can I get an assistantship?
If I work at a college or university can I get a tuition waiver?
Can I prepay for college?
How can I manage my college debt after graduation?
What is a student loan promissory note?
Do I have to pay a fee to apply for financial aid?
Will the military pay for my college education is I am a servicemember?
If I am a doctor or lawyer can I get my student loans forgiven?
Will a graduate fellowship help pay for college?
Can I get federal financial aid to pay for a distance education degree program?
What happens if I don't complete my FAFSA honestly?
When should I apply for financial aid?
What should I contact my loan servicing agency?
What is the difference between a Direct Loan and an FFEL Loan?
When do I begin repaying my student loans?
What will my monthly payments be for my student loan?
Can I get my student loan forgiven?
Can I defer my student loan payments?
What if I can't make the payments on my student loans?
If I die, who is responsible for my student loan debt?
Is there any tax benefit for repaying student loan?
Can my loans be discharged through bankruptcy proceedings?
Can student loan debt be forgiven if I am a teacher?
I like to volunteer, will that reduce my student loan debt?
What are the benefits of consolidating my student loans?
Why would I need a private bank student loan consolidation?
What information do I need to have to consolidate my student loans?
How do I go about consolidating my student loans?
What are my repayment options for a consolidation student loan?
What interest rate will I be charged on a consolidated student loan?
When should I consolidate my student loans?
What student loans can I consolidate?
What is student loan consolidation?
When is it a bad idea to consolidate loans?
How do I qualify to refinance my student loan?
What benefits are there to refinancing a student loan?
Are there any disadvantages to refinancing a student loan?
Who can I get to refinance my student loans?
Can a defaulted student loan be refinanced?
Can I refinance a loan that has already been consolidated?
Should I refinance my Perkins Loan?
Can a PLUS Loan be refinanced?
Will I lose tax incentives if I refinance my student loan?
Can I cancel the student loan I refinanced?
Do you want a headstart by getting an early financial aid estimate?
Do you want easy access to your secured information?
Wondering where you are going to get all this money at once?
Do you know anyone else with experience dealing with financial aid?
Do you have bad credit and want to pursue a degree in health sciences?
Have you used scholarships as a way around your bad credit score?
have you tried credit counseling to improve your credit score?
Have you obtained a recent credit report?
Have you contacted lenders to explain your credit history?
Thinking about putting tuition on your student credit card?
Thinking of giving up because your credit is just too bad?
Do you know where your credit score needs to be?
Have you heard about the Federal Direct Loan Program?
Does it feel like you are rushing through a ton of information?
Did you know loans are meant to cover certain living expenses too?
Does it sound to good to be true?
Did you lose some federal aid when you got more scholarship money?
Do you know what the disbursement dates are for your loans?
Do you know what you can deduct on your taxes?
What is loan forgiveness?
What is campus-based aid?
Do you qualify for a Perkins Loan?
Do you want to refuse the loan award you were given?
Need to postpone your Perkins Loan payments for a little while?
Did you know repaying your Perkins Loan affects others too?
Have you been informed of the various repayment options for Stafford Loans?
have you completed either of the mandatory entrance and exit counseling sessions?
Do you qualify for loan forgiveness?
What is the interest rate on Federal Stafford Loans?
How much can you take out in Stafford Loans?
Have you asked about federal aid participation and loan default rates?
Have you asked your adviser what they use to determine satisfactory academic progress for your federal aid?
Did you know you can consolidate your PLUS loans?
Wondering if you can consolidate with your spouse?
Did you compare different consolidation packages before choosing?
Have you used a student loan calculator to figure out consolidation?
Tired of making multiple payments to different lenders?
Do you know if rates are schedule to go up or down?
What does refinancing mean to you?
Have you prioritized your debts and worked to eliminate them?
Can you refinance more than once?
Have you talked things over with your cosigner?
have you taken your time and asked if the lender can make any concessions for you?
Are you planning on using your senior year to explore refinancing options early and in depth?
What incentives mean the most to you?
Did you know refinancing during your grace period saves you money?
Do you only make the minimum payment every month?
Have you looked into forgiveness?
Does your company offer reimbursement for tuition?
Are you waiting to start make payments until after you graduate?
Are you doing enough to build good credit while in school?
Have you figured out how much you can afford to pay each month for loans?
Are you about to default on a student loan?
Do you know the limits on your federal loans?
Are you making interest payments on your unsubsidized loans?
Are you building credit and paying off your federal loans?
Do you know what drug convictions does to your chances of getting federal aid?
Is it better to consolidate or leave subsidized and unsubsidized loans separate?
Is there such a thing as subsidized private student loans?
Did you know you can rehab a defaulted federal loan?
Are you aware of the tax deductions on federal loan interest?
What is AES?
Have you looked at ACS loans for college?
Are minimum loan requirements discouraging?
Have you made your adviser aware of all your expenses when certifying a loan?
Are you familiar with the different loans offered through Sallie Mae?
Are you using private loans in the best way?
Have you gotten scholarships after you already took out private loans?
Have you applied for the Grad PLUS Loan?
Are you keeping track of your undergrad loans while preparing for grad school?
Is it safe to take out student loans to go to a for-profit college?
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Jennifer Mathes, Ph.D.
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