Chase Tip: If you find yourself in a situation where you are unable to make your monthly student loan payments, before skipping a payment or two, talk to your loan servicing agency about other options. Consolidation of your student loans or changing the repayment plan of your student loan could help. There is also a possibility that you would qualify for a student loan deferment or loan forbearance. No matter what, be honest and upfront with your loan servicing agency will keep you from dealing with the negative side of the credit world and protect your future.

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