Chase Tip: Be sure you are aware of which loan you have because not all loans give students a grace period. This means you might be required to pay back the student loan interest soon after receiving a loan. Other student loan options like the PLUS Loan do not have a grace period. The student loan interest charged on this loan begins as soon as the money is disbursed. In addition, repayment begins within 60-days of the full loan disbursement.

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