If you go through a private loan consolidation company, they will typically consider all loans used to finance a college education for consolidation into one monthly payment. This is not true for the federal government. Typically, government student loan consolidations are limited to only federally funded student loans. If you are interested in doing any type of loan consolidation, contact your student loan servicing agency or a private lender to discuss their guidelines to know what loans can be included in a student loan debt consolidation.

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