A number of banks offer private student loans for students or their parents who meet the banks credit criteria. These loans can be used to supplement your savings to cover the cost of college expenses or be used in conjunction with other federal student aid funds. Before going this route, it is a good idea to complete the Free Application for Federal Student Aid (FAFSA) to see if you first qualify for any federally sponsored funds. Private lenders often charge a higher rate of interest depending on the loan program and your credit score. In addition, repayment on these loan programs may begin immediately. You can look into some of the programs available for college expenses by obtaining more information on a Citibank student loan, Great Lake student loan, Key Bank student loan, or an AES student loan.
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|Jennifer Mathes, Ph.D.|