Chase Tip: If you find yourself in a situation where you may default on a student loan, talk to your lender first to see if there are other options available to you. This applies to both private and federal student loans. Once you default, you have limited options available. Although, if you have federal loans, you may be able to seek a federal student loan consolidation and agree to specific terms through the student loan consolidator including the possibility of making payments as dictated by the Income Contingent repayment plan.
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|Jennifer Mathes, Ph.D.|