Chase Tip: Private student loans also go by another name: alternative student loans. These loans can be used for educational expenses that aren't covered by scholarships, grants and any other financial aid. Alternative student loans, like most loans, can be paid back after graduation and can be used for things like tuition, books and housing. The loan can also be used for previous school fees and computers. The difference with the alternative student loans is that you aren't required to fill out the FAFSA and the money is disbursed directly to the borrower and not to the institution.
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