Chase Tip: If you decide to obtain a student loan through a private lender, find out information on each student loan company you are considering first. Questions you should ask include: 1. What is the interest rate? 2. What upfront fees (if any) are charged on the loan? 3. What are the terms and conditions of repayment? 4. Can the loan be paid off early without penalty? 5. Are there options for student loan consolidation later? 6. What if you are unable to make your required payments?

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