When you determine that you will need a private student loan to supplement any other financial aid or savings you have, look to your local credit union or bank to see if they offer any loans options for students. By starting with a bank where you already have an established relationship may provide some advantages when seeking credit. Some will look at your past history with them and, if favorable, may consider that favorably even if you have little credit established. If your current bank does not offer student loans, then check with some of the national banking chains.
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|Jennifer Mathes, Ph.D.|