Maximum Need-Based Student Loan Award Amounts

Students who qualify for federal student loans are sometimes surprised to learn that there is a maximum amount they may be able to receive. This amount is based on their year in school and the amount of student loan debt that have accumulated overall. For undergraduate students, the maximum subsidized Stafford student loan amounts are: $2,625 year one; $3,500 year two; and $5,500 for years three and four. Graduate students may qualify to receive up to $8,500 per year. The overall maximum for an undergraduate student is $23,000 while graduate students can accumulate up to $65,500 in subsidized Stafford Loans.