Apply online for a Personal Identification Number (PIN) to streamline the entire loan application process. Your PIN allows you to do a number of things, including updating your personal information and accessing your loan records at any time. Your PIN will also serve as your electronic signature so that you may file your FAFSA each year online if you wish.

Even if you do not plan on filing your student loan applications electronically, having a PIN will at least give you that option. When you are given a PIN you agree that you will not share it with anyone. When you use it online it is considered an electronic version of your signature. You do not want anyone else to have access to or use your PIN. Loan applications and your personal records have very sensitive information in them that no one else should be able to access without your knowledge or permission. Your PIN is a way of securing your information.

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