Unfortunately, there are always people who prey on the weak and vulnerable. This also applies to those who will take advantage of students who are desperate for money to pay for college. If someone tells you they can guarantee that can get you a student loan regardless of your credit, do a little research with the Federal Trade Commission or Better Business Bureau first to make sure they are legitimate. Never pay someone a fee to help you find a lender willing to make you a bad credit private student loan. These are usually scams that may further destroy a borrower’s credit history and potentially even bury you in debt.
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|Jennifer Mathes, Ph.D.|