If you currently have student loans through a private lender and are looking to refinance, start with that lender to see if they can offer you better terms than what you currently have. Since you have already established a history with that lender they may be willing to work with you. You can also identify other lenders by doing an Internet search to find those private student loan companies that will work with you. When working with a private student loan company, there are a number of criteria that must first be met before any student loans can be refinanced. These include:
1. Already having privately funded student loans.
2. Have at least $5,000 in private student loan debt.
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|Jennifer Mathes, Ph.D.|