Chase Tip: When you eventually reach the student loan repayment phase of your college financing, you will have to consider if consolidation is an option. If you have more than one loan, it might be wise to consolidate all your loans so you have one payment each month and typically, the interest is lower when you consolidate. This will usually lower the monthly payments significantly. Student loan repayment can be a stressful time for students as they determine what they can afford each month. Talk to your lender about the various student loan repayment options.

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